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What Is a Ghost Card? Definition, Use Cases, and How It Differs from Virtual Cards

A ghost card is a commercial card number tied to a department or vendor relationship, not a specific employee. Here's how that small distinction reshapes how you pay.

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May 15, 2026
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CBC: This week lands between the Bank of Canada's last interest rate decision and next week's GDP report.

CBC: This week lands between the Bank of Canada's last interest rate decision and next week's GDP report.

“Karl Schamotta, chief market strategist at the financial services company Corpay Cross-Border Solutions, agrees, but says there are a whole suite of changes happening at once.

Case Study: Storepro Storage Solutions
Cross-BorderRisk management

Case Study: Storepro Storage Solutions

Learn how Storepro uses foreign exchange hedging to manage FX volatility, maintain pricing flexibility, and protect margins in long-term warehouse projects.

'We're looking at commodity prices remaining elevated': Karl Schamotta on the global environment

'We're looking at commodity prices remaining elevated': Karl Schamotta on the global environment

Karl Schamotta, chief market strategist at Corpay, joins BNN Bloomberg to provide a lookahead on the BoC and U.S. Fed rate announcements.

The Global and Mail: U.S. Federal Reserve, Bank of Canada keep key interest rates unchanged amid oil-driven inflation risks

The Global and Mail: U.S. Federal Reserve, Bank of Canada keep key interest rates unchanged amid oil-driven inflation risks

“The Federal Reserve left interest rates unchanged and made relatively minor changes in its policy statement, suggesting that officials plan to follow long-standing monetary policy orthodoxy in ’looking through’ the energy price shock” said Karl Schamotta.

Case Study: Transfer Galaxy & Corpay Cross-Border
Cross-BorderGlobal paymentsRisk management

Case Study: Transfer Galaxy & Corpay Cross-Border

Learn how TransferGalaxy scaled remittances across 25+ countries while managing multi-currency payment flows, FX processes, and compliance through a centralized payment infrastructure.

Case Study: Shepherd Compello
Cross-BorderGlobal paymentsRisk management

Case Study: Shepherd Compello

Learn how Shepherd Compello manages FX risk, multi-currency premiums, and international payments while maintaining predictable financial outcomes.

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